Bank Of The West
Recently ranked as the third largest commercial bank in the western part of the United States, Bank of the West can offer a wide range of commercial banking services as well as retail banking and wealth management services. Through its subsidiaries, the bank can offer brokerage services, personal lines insurance, mutual funds, education savings plans, annuities and retirement plan.
Bank of the West can render its financial services through different divisions. It has retail branches that can serve personal clients as well as business clients with credit needs that can reach up to a million dollars. Its commercial banking locations can cater to middle-market customers with yearly revenues of up to 50 million dollars. The retail banking and commercial banking locations are part of the Regional Banking Group of the bank.
Moreover, in Bank of the West’s Regional Banking Group, the private banking offices and construction loan offices are included. Aside from the bank locations, the distinctive unit of the bank can serve through other means that can include internet banking and telephone banking services. Bank of the West online banking is called eTimeBanker. This can be the best electronic tool for the bank’s customers for managing accounts, paying bills online, transfer funds and screen the transactions made using the debit cards and credit cards. It can also provide downloaded images of checks that have become outstanding, cleared or cancelled.
Furthermore, the bank also has kiosks for ATM’s for extended banking services. These can be found in 19 states of America with over 700 machines scattered in various locations.
Likewise, the banking group can render other forms of services that can include trust services, wealth management services, mortgage, home equity credit and auto loans.
Apart from the English-language services, Bank of the West can serve other customers with different languages. Asian-American clients can get full service of the bank through Pacific Rim Banking. This is a specialized banking with the purpose of serving customers with Asian origin who reside in America particularly in California.
Another distinct unit of Bank of the West is the Commercial Banking Group. This banking division can provide the normal banking services such as cash deposit, business credit and cash management services. It also integrates other specialized services that can include but not limited to agribusiness, religious institution credit, correspondent banking, trade finance, capital markets, equipment financing and loan syndication.
Moreover, the banking group can also provide small business credit, services for health care institutions and government sector entities.
The Commercial Baking Group is a banking division of Bank of the West that can serve larger corporate organizations, government entities and other big institutions.
The typical banking services that can be availed in Bank of the West are checking account deposits, savings deposit, credit cards and debit cards.
Bank of the West can issue Bank of the West MasterCard debit card with SecureCode Program. The program integrated in the debit card can help in securing the purchases made online using the debut card.
Meanwhile, two credit cards can be issued by Bank of the West. Bank of the West Classic credit card can give card holders with the benefits of travel insurance and car collision insurance. The other one, Bank of the West Platinum credit card can provide card holders with priority rewards, secondary car rental collision insurance, travel insurance and travel assistance services.
Different financial services can be availed in Bank of the West. The financial institution is a full-service commercial bank that has presence in California and other western states of the United States. It has its website that can provide customers and web surfers with information regarding the profile and other pertinent information of the bank.
Bank of the West is owned by BNP Paribas. BancWest Corporation is the holding company of Bank of the West and First Hawaiian Bank, a financial institution with branches and operations in Hawaii, Saipan and Guam.