First Financial Bank

The First Financial Bank in Ohio is a conglomerate of a national bank and a local bank. Sounds like an oxymoron but only a few companies are able to pull off this kind of approach. Operating as a community bank is not just being a cookie cutter financial services provider for the local. It entails more than just offering community-oriented services.

The First Financial Bank in Ohio has a very rich heritage. And according to its website, it perfectly mixes in this rich heritage with good banking services. The history of the bank can be traced to the year 1863. It’s considered as the 8th oldest bank to be chartered in the State of Ohio. The company says they are wealthy in tradition, and the company builds its foundations on these traditions – traditions of excellence, product innovation and customer relationship localization.

The First Financial Bank in Ohio takes pride of its mega-banking business structure coupled with a community-based perspective. The company says its business blueprints are drawn on the lines of providing clients with personalized solutions and approaches to heed their financial needs. This way, both the company and the customers are able to meet their financial objectives.

There are currently eighty seven First Financial Bank locations strategically situated in Northern Kentucky, Indiana and Ohio. The First Financial Bank line up of business products and services include: treasury department services, CRE, business loans and credits; for consumer banking they offer: home equity loans, mortgage loan, savings deposit and checking services. The company also has a Wealth Resource Group which transacts through the First Financial Capital Advisors. It also has its own insurance services arm through the First Financial Insurance.

Community banks are in general unique from national-based financial services company. But what really sets the First Financial Bank apart from other community banks? The bank has three answers to this question. First, they respond efficiently to their clients. No matter what the age, no matter what the race, no matter what the status in life, the First Financial Bank in Ohio approaches each client as if he is the only one they serve. Second, the company has great respect to their clients. As opposed to national-based banks, the First Financial Bank treats each client uniquely; they attend and listen to the needs of the clients. And thirdly, the bank has superb dedication in serving its customers. Quality service does not start and end on the first transaction. But consistent and efficient banking experience is felt by the customer all throughout his banking relationship with First
Financial Bank.

In addition to its great commitment to its customers, the First Financial Bank in Ohio integrates core values to its banking staff. The company further states that an organization can only succeed if the members are bound with the same principles. The First Financial Bank in Ohio instills six core values to its employees: integrity, respect, responsiveness, commitment, leadership and excellence. These core values compel the organization to take full account of all its transaction with the clients making it adhere to business ethics and standards.

Of course, a bank will never be a bank without a comprehensive set of solutions and services that caters to financial needs from personal to commercial, from wealth planning to insurance planning. Under its personal banking category are services like the First Financial Bank online banking, checking, savings, personal loan and credit card. Commercial banking services include business checking, savings, loan, credit card and other merchant services. The company also takes care of your future, that’s why it has services for wealth and insurance planning that caters to needs like retirement and wealth investment.

However, whenever and whatever your needs are, the First Financial Bank in Ohio is there to meet your requirements. The First Financial Bank in Ohio is truly a good example of what a community bank should be: localized, personalized and standardized community banking.

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