Huntington National Bank

Huntington National Bank is a banking subsidiary of Huntington Bancshares, Inc. currently worth at 53 billion dollars. The holding company is a Midwestern American banking institution with headquarters in Columbus, Ohio. It is recently ranked as the 24th largest bank in America.

Huntington National Bank can provide retail banking products and services as well as commercial banking. Its personal lines of financial service products can comprise of banking, borrowing and investing and insuring. These segments can include specific financial needs for customers.

The traditional types of bank account products can consist of checking, savings and money market accounts. The checking accounts have been diversified to meet the various needs of individuals who can qualify to issue checks. The bank can also provide checking account for students and persons ages 50 and up.

On the other hand, its savings and money market accounts can consist of Certificate of Deposits and other options that can entitle account depositors with accompanies interest rates in their deposits.

Meanwhile, the bank can gain relative income through offering loans. Huntington can offer a range of loans for different purposes. Loans for education, for acquisition of cars and other vehicles, for home improvement and other purposes can be granted by the bank to individual clients. Likewise, it can offer mortgage loan for financing.

Huntington National Bank may also accommodate clients who want to have full financial service regarding the management of finances and wealth. The investment programs of the banking firm can consist of investment services and options. They can include; mutual funs; annuities; IRA’s; asset management; stocks and bonds, retirement plans; and full service brokerage service.

Aside from investing, Huntington Bank can also provide various types of insurance. Its insurance lines can comprise of auto insurance; home owners/ renters and condominium insurance; home warranty plans and life insurance. It also offers special types of insurance such as pet and travel insurance.

Huntington can also provide tangible financial product such as credit cards. Huntington Bank credit cards are included in the bank’s offers. Individuals may choose between MasterCard or Visa Card. They can be used anywhere for purchases as long as Visa and MasterCard are honored.

Huntington National Bank commercial banking division administers in the provision of commercial services, small business banking, and trust services. Various financial services can be provided by the bank to businesses whether small or medium sized, sole proprietor or partnership. Different financial services may also be tailored by the bank for non-profit, public funds and corporate, private or public.

These financial services offered by Huntington National bank can be provided in branch banking, internet banking or telephone banking. The company also has offices that can give out loans, investment services and insurance products.

The internet banking services of the bank can be accessed through logging in at Huntington.com website. Huntington National Bank home page can link clients to their accounts in the e-banking system of the bank. The personal and commercial banking financial services can also be featured and offered in the internet banking sites.

Aside from online banking, telephone banking is another means to obtain the services of the bank. The telephone bank of Huntington can be accessed 24 hours.

Clients can traditionally make business with Huntington National Bank through its branch banking system. The bank has offices in Ohio, Kentucky, Michigan, Indiana, West Virginia and Pennsylvania. It also has over a thousand automated teller machines scattered in these states.

The Huntington National Bank has been providing financial services since 1866. Through mergers and acquisitions and expansions to other states, Huntington National Bank has attained its current status and size in the financial industry of the United States.